As protection specialists we are able to help you in the following areas: -
- Life insurance
- Critical illness cover
- Long term income protection (in case of ill health)
- Accident sickness and unemployment cover for between 12 and 24 months or for term of mortgage if covering accident and sickness for mortgage payments only
- Business protection insurance (for example this will allow you to continue in business if your partner or shareholder dies or has a serious illness)
- Private Medical Insurance
- Buildings and contents insurance
- Commercial insurance
When considering any type of protection or general insurance, many things need to be taken into account, the most important of which is how much this will cost.
As with mortgages, before making a recommendation, we will carry out a full assessment of your needs, taking into account such things as your current protection policies, your employer benefits and you budget.
Your circumstances will change over time and this means your protection needs will also need to be regularly reviewed and we will keep in contact with you over many years to come.
We will review your existing policies and change them if this is the right thing to do in order to get you the right or better cover or at a cheaper cost.
The products below are not areas that we advise on and for this reason we would need to introduce you to another firm of financial advisers who may be able to help and advise you: -
- Private Medical Insurance
- Equity release*
- Pension transfers and retirement planning
- Long Term Care
For Buildings, Contents, Accident, Sickness and Unemployment cover we usually offer products from a limited number of providers and for this and commercial Insurance we act as introducers only to specialised companies†
*Equity release refers to Home reversion plans and Lifetime mortgages. To understand the features and risks ask for a personalised illustration.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.
We will charge you a fee of £350 but only when your mortgage completes. We will also get paid commission from the lender who has given us the best deal for you. Depending on the type of mortgage involved our fee may need changing and this will be discussed with you beforehand.
We offer a free initial interview/discussion to see if we are able and willing to work together to meet your mortgage requirements
Our business grows through referrals from existing clients who like and trust us and are happy with the service we provide and are therefore confident to pass on our contact details to their family and friends.
Keen Hallifax & Associates Ltd
Mortgage and Protection Consultants
15 Hatch Lane, Chingford Hatch, London E4 6LP
Telephone 020 8503 3050
Mortgages made to measure.