As mortgage specialists with many years experience in financial services, we can help YOU in many areas, some of which are as follows: -

• Mortgages (including mortgages for land and building costs for new builds)
• Remortgaging
• Buy to Let
• Mortgage and Family insurance
• Secured Loans
• Bridging loans
• Commercial Mortgages
• Overseas Mortgages (changes in the exchange rate may increase the sterling equivalent of your debt)

When using Keen Hallifax & Associates Ltd to provide you with advice on YOUR mortgage needs, we will start working on your behalf straight away as follows:

• We will arrange a time and place to meet you that fits in with your schedule during the day or evening.  Also, if a visit is not possible we can discuss your requirements over the telephone
• After assessing your needs, we will do out upmost to get you the best and least expensive mortgage available form all lenders and we will provide you with advice and recommendations
• We will provide you with an excellent level of service from start to finish and we will try and be available at all times should you need to contact us
• Sometimes things will not go as planned and if this happens we will tell you straight away and  will always try and work for you to sort things out
• When your mortgage has completed, we will diarise to contact you when your rate ends to see if we can help you to find a better deal either with your current lender or a different lender.  We will also keep an eye on your existing rate to see if it is worth changing to a better deal at any time
• We will treat you as we would like to be treated ourselves
• From the outset we will let you know how we get paid and this can be by way of commission from the lender, a fee from you or a combination of commission and fee.  If paying by a fee only this will be £75 per hour.   We offer a free initial interview/discussion to see if we are able and willing to work together to meet your mortgage requirements

Our business grows through referrals from existing clients who like and trust us and are happy with the service we provide and are therefore confident to pass on our contact details to their family and friends.

Your property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

For commercial mortgages and overseas mortgages we act as introducers only to specialised companies.

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